During settlement negotiations, your accident attorney will strive to compensate you for your current and future losses, including medical bills, property damage, and lost wages resulting from time off work. Your lawyer will also consider non-economic damages, which are the emotional costs of your injury.
Your lawyer will compile the required proof and bargain with insurance providers to ensure you obtain a fair payment.
Expertise
A trial is not necessary for the vast majority of personal injury claims. A lawyer with specialized law knowledge can make this process smoother and faster for you.
Insurance companies will employ many strategies to reduce your payout, such as claiming that their policyholder was not at fault or that your injuries were not as severe as you claimed. A knowledgeable attorney can anticipate these tactics and fight them effectively.
Including future medical care and lost wages, an attorney at Hassett & George can assist you in determining the full extent of your damages. They can also help you acquire valid proof and recruit the aid of specialists (such as an expert in accident reconstruction or finance) who can attest to your losses. They can assess your case objectively, unclouded by fear, anger, stress, or other emotions you may experience during the negotiation process.
Documentation
During negotiations, an experienced personal injury attorney will carefully consider all the aspects of your case. They can determine your claim’s value, including current and future damages.
They will prepare a demand letter detailing the amount needed to cover all your losses. It includes medical bills, property damage, would-be earnings, and other financial loss.
Insurance companies can legally question you and challenge some of the facts mentioned in your claim. A skilled attorney will be ready to address any issues that may come up during the discussion, including the insurance policy, who was responsible, the seriousness of your injuries, and the sort of medical care you received. It will support you in fending off any attempts to refute your statements.
Leverage
Negotiating with an insurance company requires substantial evidence to prove your claim. With the help of an attorney, it is easier to keep all the evidence organized and understand what types of information are most important.
An experienced personal injury lawyer can calculate your claim’s worth by factoring in past and present damages, such as medical costs, missed wages, and potential income. It allows them to provide a detailed demand letter to the adjuster. When they receive a counteroffer, they can negotiate until a settlement is reached. If the insurance company continually refuses to offer a fair amount, your attorney will be ready to take them to court. A judge will weigh your negligence and the insurance companies’ liability to determine a fair settlement.
Time
Many personal injury cases end through settlement negotiations instead of going to trial. Personal injury attorneys are skilled negotiators and will work to recover maximum compensation for their client’s damages.
Insurers are often reluctant to settle, so they’ll do everything possible to delay the negotiation process. Knowledgeable lawyers are prepared for all topics that could arise during a negotiation, including the insurance policy, the other party’s fault, the severity of your injuries, and the treatment you’ve received thus far.
During the negotiation process, your attorney will also consider other sources of compensation such as medical bills and property damage, lost income due to time off from work, and non-economic damages like pain and suffering. Your lawyer will ensure that all monetary damages are accurately calculated and adequately documented.
Experience
You can concentrate on your recovery because a personal injury lawyer handles all interactions with the insurance provider. They understand the total value of your claim and won’t settle for less than you deserve. They can negotiate a settlement without litigation, saving you time and money. They will prepare and submit a demand letter documenting all your costs and losses. They will also be prepared to answer any legitimate questions from the insurance company and to counter their offer if it’s unfair.
They will work with experts to estimate your total non-economic and economic damages. They will not accept a lowball settlement that does not adequately cover your expenses or your future losses. They are experienced negotiators who have negotiated many claims and know how much yours is worth.